Our Approach
The Values-Based Planning Process
Wiley Financial Services uses a time-tested planning process called Values-Based Financial Planning™ which harnesses the inspiration of our client’s Strengths, Values, and Passions to lead everyone involved to more effectively imagine and pursue the most Ideal Outcomes for their life, that in-turn expresses those same Strengths, Values and Passions.
Relationship Steps
The five main relationship steps we take with long-term clients:
Step 1: Complete Personal Financial Road Map® & Evaluate our Relationship
This involves two meetings to get to know each other better and complete their Personal Financial Road Map® for the life of their dreams that will:
- Discover their very inspirational Strengths, Values, and Passions
- Envision Ideal Outcomes for their life that express their Strengths, Values and Passions.
Step 2: Develop a Game Plan for Living Life on Purpose
Those who feel we’re a good fit to help them plan the pursuit of their Ideal Outcomes will hire us to:
- Develop Financial Measures necessary to fund the enjoyment of their Ideal Outcomes,
- Develop Strategies to fill the gaps between their current financial position and these Financial Measures.
Step 3: Implement Game Plan for Living Life on Purpose
Those who believe we are a good fit to help them pursue the Ideal Outcomes in their Game Plan will hire us to help them:
- Implement the Strategies in their Game Plan,
- Periodically revisit the plan to stay inspired, find solutions to obstacles, and celebrate their progress toward meeting the Financial Measures necessary to fund the enjoyment of their Ideal Outcomes.
Step 4: Follow-through on enjoying Ideal Outcomes when fully funded
We help celebrate when Financial Measures are met and encourage clients to follow-through on plans and life-transitions related to enjoying the Ideal Outcomes they’ve worked and saved to enjoy.
Step 5: Maintain the life of their dreams
For clients who fully fund all their Ideal Outcomes, we help maintain the Financial Measures necessary to enjoy them for as long as they have planned.
Here's more detail about what you can expect when you explore these relationship steps with us:
"Don’t ask what the world needs. Ask what makes you come alive, and go do it.
Because what the world needs is more people who come alive.”
Howard Thurman
Because what the world needs is more people who come alive.”
Howard Thurman
Step 1: Personal Financial Road Map® and Relationship Evaluation
We help prospective clients like you complete your Personal Financial Road Map® for the life of your dreams. Our conversation will help you discover and document your very inspirational Strengths, Values, and Passions and guide you to envision Ideal Outcomes for your life. Through this interaction, we’ll also get to know each other quite well so we can both make a confident choice as to whether we are a good fit to work together on the next step in the process. Regardless of that choice, you’ll enjoy our conversation and have your own Personal Financial Road Map® - a valuable source of inspiration and self-esteem that may improve your odds of having the life you envisioned in it.
We’ll have a pressure-free discussion as to what we would expect from each other if we were to work together on Financial Measures needed to fund the Ideal Outcomes you envisioned in your Personal Financial Road Map®. If our expectations and personalities line-up, we’ll move forward, and you’ll hire us to develop your Game Plan for Living Life on Purpose. (see our “frequently asked questions” page.)
We’ll have a pressure-free discussion as to what we would expect from each other if we were to work together on Financial Measures needed to fund the Ideal Outcomes you envisioned in your Personal Financial Road Map®. If our expectations and personalities line-up, we’ll move forward, and you’ll hire us to develop your Game Plan for Living Life on Purpose. (see our “frequently asked questions” page.)
Step 2: Creating your Game Plan for Living Life on Purpose
We review your financial documents, research your particular issues and concerns, calculate undefined Financial Measures, and develop Strategies. This is all documented in a comprehensive and concise Game Plan for Living Life on Purpose.
Your Game Plan will include Strategies to make wise choices in these five key areas:
Making choices about your savings rate, investments, and debt that give you a high probability of filling the gaps between your current financial position and the Financial Measures necessary to fund the enjoyment of your Ideal Outcomes. Mitigating taxes. Taking care of your future heirs. Minimizing risks your assets are not unjustly taken. Magnifying your charitable gifts.
Your Game Plan will include Strategies to make wise choices in these five key areas:
Making choices about your savings rate, investments, and debt that give you a high probability of filling the gaps between your current financial position and the Financial Measures necessary to fund the enjoyment of your Ideal Outcomes. Mitigating taxes. Taking care of your future heirs. Minimizing risks your assets are not unjustly taken. Magnifying your charitable gifts.
Step 3: Implementing your Game Plan
We’ll meet to review your Game Plan. We look for your input as to whether you agree with the assumptions used to calculate the Financial Measures and whether the Strategies are ones you’re able to implement. We’ll then prioritize the implementation of the Strategies into a comfortable time-frame so no one gets overwhelmed. We work with a network of professional advisors to help you maximize the probability of meeting the Financial Measures necessary to fund the enjoyment of your Ideal Outcomes.
Renewal Meetings & Progress Reports
We meet periodically to re-energize everyone’s commitment to your Game Plan and celebrate your progress toward filling the gap between your most recent financial position and the Financial Measures necessary for funding your Ideal Outcomes. We’ll monitor the implementation of the Strategies we developed in your Game Plan. We usually schedule two to four meetings per year depending on your needs and wants.
Renewal Meetings & Progress Reports
We meet periodically to re-energize everyone’s commitment to your Game Plan and celebrate your progress toward filling the gap between your most recent financial position and the Financial Measures necessary for funding your Ideal Outcomes. We’ll monitor the implementation of the Strategies we developed in your Game Plan. We usually schedule two to four meetings per year depending on your needs and wants.
Step 4: Celebrations
We’ll help you celebrate as you meet each of the Financial Measures necessary to fund an Ideal Outcome. At that point, we’ll encourage you to move forward on your plans related to making that Ideal Outcome a reality. Some of these plans involve life-transitions, and we’ll help guide you through them as necessary. Throughout the funding, realization, and enjoyment of your Ideal Outcomes, you are expressing your Strengths, Values, Passions, just like you envisioned in your original Personal Financial Road Map®. Congratulations are in order!
Step 5: Maintain the Life of your Dreams
Once you’ve fully funded all your Ideal Outcomes, we’ll help you maintain your Financial Measures needed to enjoy them for as long as you planned. We will help you inform and involve family members and friends you’ve chosen to include in your Ideal Outcomes.
Mailings & Reports
We’ll send you:
- Our Quality of Life Newsletter each month
- Statements of investment holdings and activity each month
- Investment performance each quarter
- Summary of your overall financial progress relative to your Financial Measures necessary for funding the enjoyment of your Ideal Outcomes – at each Renewal Meeting
Schedule Your Free Consultation Today
Take the first step towards planning your future by contacting us for a free consultation.